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Cabinet adopts emergency PIP rule

Insurance Commissioner Kevin McCarty, left, recommended the rule change "in an abundance of caution," to protect the industry and consumers. Photo by Travis Pillow 8-3-12

The Florida Cabinet unanimously passed an emergency rule implementing changes to a form filled out by auto accident victims seeking health care in order to prevent “confusion in the marketplace”.

The new form specifies that patients can only receive up to $2,500 in non-emergency care. Gov. Rick Scott and the Legislature passed HB 119 this year implementing the non-emergency care cap, which takes effect Jan. 1. Some insurers were worried patients would seek care expecting their personal injury protection (PIP) insurance to cover the expense, leading to lawsuits.

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